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Chicago advertising executive Charles Chaz Schine is mentally worn down by his useless teacher wife Deanna and their equally ingrate daughter Amy, whose bad diabetes requires experimental, uncovered treatment that would exhaust their life savings. When foxy investment adviser Lucinda Harris volunteers to pay his ticket when he arrives on the commuter train without cash, they soon start an affair. Taking her to a tacky hotel, they are held at gunpoint by thug Frencie LaRoche, who rapes her having knocked Chaz down, robs their wallets and calls him afterward, blackmailing a small fortune not to tell his wife. Paying through equally abusive Dexter only incurs more demands and abuse, until Chaz brings along ex con office mail boy Winston Boyko, who promises to scare LaRoche away, but is shot by him., leaving Chaz to deal with the corpse and police detective Church, a friend of Winstons. Only when bled dry, Chaz finds out Lucinda is a stolen identity, part of an elaborate setup. His ill-planned vengeance, as lawyer friend Jerry sees no legal way without timely complaints from him and Lucinda, starts a cycle of bloodshed and other unpleasant surprises for most involved.
Charles is worn down by his home life where he and his wife struggle to cope with the demands of their daughters illness and his job. When he meets Lucinda on the train to work in Chicago, there is an immediate spark between them. Soon they are doing lunch; dinner and drinks follow. This leads to an adulterous rendezvous in a hotel. However, no sooner have they torn each others clothes off than their room is invaded by a thief who beats Charles and rapes Lucinda. Because of the illicit nature of their relationship, Charles agrees with Lucinda who is reluctant to go to the police and soon finds he is powerless to resist the demands of the thief.
Clive Owen
Charles Schine
Jennifer Aniston
Lucinda Harris
Vincent Cassel
LaRoche
Addison Timlin
Amy Schine
Melissa George
Deanna Schine
Sandra Bee
Train Conductor
RZA
Winston Boyko
William Armstrong
Accountant
Tom Conti
Eliot Firth
Rachael Blake
Susan Davis
Richard Leaf
Night Clerk Ray
Xzibit
Dexter
Catherine McCord
Avery Price Receptionist
Denis O'Hare
Jerry the Lawyer
Georgina Chapman
Candy
David Oyelowo
Patrol Officer
Giancarlo Esposito
Detective Church
Claire Lubert
Bank Teller
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